Meet Tom Bone, Risk Insurance Advisor

I’m an author, speaker, and licensed insurance broker with ISU Insurance Services. I have specialized training in Workers’ Compensation Insurance plus training and practical experience coordinating the insurance and risk management services an organization my employ.  I conduct seminars for employers to help them gain a better understanding of the type and amount of insurance they need. Click here to sign up for my newsletter and get seminar notifications, employer checklists, workers’ comp advice, and updates on the changing RisksNThreats which may affect your organization.

Professional Experience

Prior to joining ISU Insurance Services as a Risk Insurance Advisor, I managed my own successful insurance practice for many years. My professional training includes completion of:

  • Courses Provided by Oceanus Partners Professional WorkComp Advisor Program
  • One Responsible Source Advisor & With Certification


  • Past Board member, Sacramento Employer Advisory Council. This is a non-profit organization in partnership with EDD, whose purpose is to educate employers and help them navigate the challenges present from the employment laws that govern their respective enterprises.
  • Member, Insurance Thought Leadership. I write articles showing employers how to improve their profitability, increase employee productivity, and make their leadership role easier by managing the RisksNThreats faced by their organization as a whole.


I’ve hosted my own weekly radio show, “Insurance Matters.” This show helped Employers need to know what they don’t know, so they can avoid events that damage their organizations, and to provide a safe workplace for there employees. I interviewed guests on current topics and helped employers find solutions to make their jobs easier.

Let’s Work Together

If your organization is struggling with high workers’ comp costs, unsure if your other insurance plans will perform as you expect them, or just want a second opinion, give me a call. My team and I will find and resolve the real causes of your issues as an employer – essentially, we’ll help you stop wasting time, resources, and money. We’ll work with you to create practical solutions, help implement those solutions, measure results, and make adjustments to give you the best outcome. We view this as an ongoing process, not a one-time event.

I’m confident we can reduce your operating expenses and increase your employees’ productivity, all with less time devoted to workplace injuries, fewer distractions from the workers’ comp system, and insurance & risk management made easier overall. You’ll have more time to focus on your goals & objections.

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Tom Bone
Risk Insurance Advisor
ISU Insurance Services
2266 Lava Ridge Court
Roseville, California 95661
Phone 916.960.8758 or 800.823.4852 ext. 8758
Fax 916.773.4484
Mobile 925.285.6790
License #0306692