HR

Where Would You Be Today If You Were In Hurricane Harvey’s Path?

It hard to ignore the disruption of lives and the destruction of property caused by Harvey’s move through Texas and other parts of the South West. Interviews of those affected are sad, but the spirit shown by many to rebuild their lives is encouraging and a reminder of the American spirit during difficult times. Travelers […]

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Is your workplace like Tesla Motors Fremont California Assembly Plant?

Media stories continue to surface about workplace injuries at the Tesla plant. Employees comment about “unsafe” working conditions and the “push” to assemble autos at a rapid pace. Other media stories confirm that Tesla has yet to become a profitable manufacturer and speculate when they will create positive earnings. I have great respect for Elon […]

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Welding Can Be a Dangerous Task – Here’s A Free Webinar to Help You Keep Your Employees Safe & to Comply With OSHA

The National Safety Council will be offering employers a free webinar to address the following: • Gain knowledge around welding compliance issues and strategies to correct them • Learn about innovative technologies and advancements to improve welding safety • Strengthen compliance, operator acceptance and productivity in your welding environment Here’s the link that provides information […]

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What Does Filing Income Tax Returns & Distracted Driving Have in Common?

Well, April is the month to focus on both. According to the National Highway Transportation Safety Association, in 2015 alone over 3,331 people were killed and over 387,000 injured in motor vehicle accidents connected to distracted driving. That represents 10 percent of all fatal crashes and 17 percent of all accidents that caused injuries. Distractions can be eating, […]

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How Will 2017 Workers’ Comp Changes Affect California Employers?

2017 confronts employers with changes in the workers’ compensation rules that will affect their profits. On February 8th, in Sacramento, you will learn how these changes will affect you, plus the mystery to control workers’ comp costs and related expenses will be unveiled. Beginning January 1, 2017, no matter who pays, First Aid Claims and […]

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Employers’ group medical plans in 2017 – What to expect?

Now that we have a Republican administration and a Republican majority in Congress many employers have asked “what’s in store for our employee group medical programs? Here are some thoughts from a knowledgeable and experienced employee benefits advisor that may provide some indication what employers may experience. I greatly respect Vinny Catalano’s opinions and success […]

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Is Your Employee Really Is Exempt? How Do You Know & When You Are Wrong, What Will Happen to You?

Lawsuits over the misclassification of employees continue to plague employers and can be extremely costly.   In addition to lawsuits, the misclassification of employees has been a hot issue for the IRS and Department of Labor.  Agencies have been ramping up their audits for employers who classify workers as exempt from overtime.  If you were audited […]

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Words of Wisdom on Preventing & Managing Claims for Employers, According to Don

Employment issues are always a concern for owners and managers of business. When they occur they are disruptive, many times they become an emotional drain, they are costly, can be demoralizing to other employees and in my view the employer and employee(s) seldom come out ahead. When it comes to seeking HR advice, or to […]

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Beware – Reporting Wage & Hour Violations Just Got Easier, Plus More News From SEAC

In the most recent Sacramento Employer Advisory Council (SEAC) Newsletter, Beth West shared a change in the way wage and hour violations can be reported to the California Labor Commissioner This is a must read for all employers and as the title above includes the word”Beware,” this is certainly appropriate. You can access Beth’s comments […]

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Leave of Absence Laws Continue to be Complex & Provide Employer Opportunities for Costly Errors

To help you through this “tangled legal web,” join business owners and HR professionals at the Sacramento Employer Advisory Council’s (SEAC) workshop on August 23, 2016, in Sacramento. This is a morning session that provides you with practical approaches to the Family and Medical Leave Act (FMLA) & the California Family Rights Act (CFRA). You […]

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Let’s Catchup with Some Important Events That May Affect Your Business

This website was “kidnapped” recently by some folks who had nothing more productive to do, but we are back. So, lets catch-up on some news that should interest you and how you manage your organization. Workers’ Comp Rate Decrease for California Employers? It was just announced that employers could enjoy some rate decrease, but the […]

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“But It’s My Phone”

This topic continues to come up, so I felt the timing was right to share it with you. Years ago the big question for employers was how they can regulate personal use of company technology.  However, in a time where employees are bringing their own technology into the workplace in the form of smartphones and […]

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Part V: What Should Employers Know About The “Temp Employee Law” California AB 1897?

This law became effective on January 1, 2015, so why mention it now?  Isn’t it old news? Sure it is, but most employers are unaware of their additional financial and legal liabilities when they contract for temporary labor. Here are some highlights of this law: When you enter into a labor contract with a contractor […]

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What’s So Important about February, March, and April?

Many employers are required to post their workplace injury & illness data annually in order to comply with OSHA guidelines. Even though this compliance requirement has existed for years, confusion and frustration continue among employers as to how to perform this annual task. I created a guide to take you through the process step-by-step, making […]

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Part IV – 6 Workplace Issues: Selecting a Medical Clinic That’s Best for Your Injured

The process of selecting a medical clinic starts when your workers’ comp insurance company gives you a list of medical providers that you’re required to use when an injury occurs. These clinics are usually close to your location, and you have the option to select one or more of them. Most employers have no clue […]

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The Broad Reach of California’s New Piece-Rate Law – Read On – It May Apply To You

AB 1513 California’s new law regulating employees who are paid on a “piece-rate” rate basis impacts employers and employees beyond those who are traditionally thought of as “piece-rate” workers.  This new law and recent case law also addresses piece rate pay, nonproductive time and the new boundaries of what is means to pay employees for […]

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Part III – 6 Workplace Issues You Need to Know for 2016

  You have waited long enough, so here they are: The issues the risk and insurance community believe will affect your company’s financial success and employee well-being in 2016 are 1. EMPLOYER HOUSEKEEPING – the role and value of your company’s employees MEDICAL CLINIC SELECTION – the criteria you use to select a medical clinic to treat […]

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Tips to Have a Fun Holiday Party & Avoid Potential Liabilities

It’s that time of the year to enjoy the spirit of the season, so many employers are planning events to celebrate with those who contribute to their success, their employees. I found an article from Propertycasualty360.com that outlining ways to manage the RisksNThreats that may cause unexpected issues that could spoil an employer’s holiday party. […]

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What Do You Know About The 2015 FMLA/CFRA Regulatory Update & Their Affects?

  What do the changes to the regulations actually mean?This year has included important changes to the regulations for both the federal Family Medical Leave Act and California Family Rights Act, and the federal Department of Labor issued updated forms in June 2015.  While the regulations bring the two laws closer together, some key differences […]

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How Confident Are You About Your Response To Workplace Injuries?

How confident are you that your injured employee is getting appropriate medical treatment? How confident are you that your respond to an employee injury is not creating more liability for your organization? When an employee gets hurt on the job, how an employer responds to the injury and the employee’s workers’ compensation claim can greatly […]

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Here’s An Additional #RiskManagement Technique for Employers To #PreventClaims

Those of you who require staff to drive for your business naturally have a greater probability of claims compared to those employers where no vehicles are used in their operations.  This risks is present whether the vehicles are owned by the employer or employees use their personal autos on company time. It is interesting how […]

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The Hidden Dangers of Workers’ Comp Exclusions

There’s a dangerous trend among decision-makers in California’s closely held corporations. Charged with reducing operating expenses while continuing to provide state-mandated insurance coverage, many opt to exclude corporate officers from their company’s workers’ compensation policy. To the decision-maker, this is simply a calculated method of controlling expenses—one of the many risks inherent in the nature […]

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What Are Your Strategies for Avoiding and Responding to Retaliation & Wrongful Termination Claims?

When an employee complains, what do you do? Do employees know who to speak with about their complaint? Who is the employer’s go to person to receive the complaint and act upon it? What documentation do you need to complete? What other persons are to be notified and included in this process? To properly address […]

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What Are Employers to Do Now That the “Landmark” Law is in Place for Temp Workers?

When Governor Brown signed AB 1897 into law in 2014, very little was made about the details and the intend of this legislation. There were a few short articles in the press about this law creating more liability for employers who contract for labor though staffing agencies.  I did a blog posting of it as […]

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Lack of Workplace & Home “Dog Sense” are Costly to All

“About 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuries; about half of these are children,” according to the Insurance Information Institute data they obtained from the Centers for Disease Control & Prevention. This is a staggering number and the associated medical/financial costs are in the […]

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Are Lower Workers’ Comp Rates a Done Deal?

California Insurance Commission Don Jones says “Yes” to the lower rate recommendation made by the Workers’ Compensation Insurance Rating Bureau* (WCIRB).  The recommendation is to lower the rates an average of 10.2% and this is to be effective July 1, 2015. As you may recall from a previous newsletter, it is uncertain how serious insurance […]

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Wage & Hour Seminar: From Exemptions to Paystubs – Sacramento April 14th

Wage and Hour issues continue to plague even the savviest of employers. Navigating through a multitude of often conflicting legal requirements is very tricky, and can lead to unanticipated financial liability for an employer.In this half-day seminar, a panel of leading experts will address compliance issues, the latest legal developments and common mistakes in the […]

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The New Year Brings New Employer Liabilities with AB 1897

AB 1897 was signed into law by California’s Governor Brown and became effective on January 1, 2015. This new legislation creates additional financial and legal liabilities when an employer contracts for labor. All employers need to understand the implications of this legislation in terms of staffing, financial obligations, and legal responsibilities. Three Things You Need […]

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Supervisors & Your Bottom Line

The supervisor’s role in operating a financially successful organization is an often-overlooked management issue. Think of the supervisor as a sergeant in the military: they train, lead, & manage the troops to get the mission accomplished. They’re practical, driven to get the job done, & usually know more about a business’s production details than the […]

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Driving Dangerously?

With the changing season, it is a good time to think about how we, and others who are behind the wheel for us, drive under differ weather conditions. In a recent newsletter, Risk Manager Charles Wilson, shares some facts about driving and reminds us how damaging Driving Dangerously can be. Charles briefs us about employer […]

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Contact

Tom Bone
Risk Insurance Advisor
ISU Insurance Services
2266 Lava Ridge Court
Roseville, California 95661
Phone 916.960.8758 or 800.823.4852 ext. 8758
Fax 916.773.4484
Mobile 925.285.6790
Email tbone@risksnthreatsmatter.com
License #0306692

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