Risks N Threats Matter | Tom Bone, Risk Insurance Advisor / Insurance Broker

Nov-07-2016

It’s That Time of The Year

Posted by Tom Bone wrote in Employment Practices , HR , Risks N Threats Matter , Workers' Comp.

A colleague, Jill Jaworski, just distributed an important message to all members of our office staff and I felt it was important so I am passing it on to you. Along with the attachment here is what Jill said: “It is fall and a chill is in the air. Thoughts of warm, cozy fall and […]

Dec-22-2015

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6 Workplace Issues You Need to Know for 2016

Posted by Tom Bone wrote in CEO , CFO , HR , Risks N Threats Matter.

Since the new year is about upon us, I would guess that you spent some time thinking about what may be ahead of your company this next year, and/or have actually conducted some planning for 2016. With each new year comes new challenges, surprises and new opportunities that you may have not considered. No matter […]

May-17-2015

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Lack of Workplace & Home “Dog Sense” are Costly to All

Posted by Tom Bone wrote in CEO , CFO , HR , Risks N Threats Matter.

“About 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuries; about half of these are children,” according to the Insurance Information Institute data they obtained from the Centers for Disease Control & Prevention. This is a staggering number and the associated medical/financial costs are in the […]

May-01-2015

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Spring & Summer Can Bring on Additional Homeowner Responsibilities

Posted by Tom Bone wrote in CEO , CFO , HR , Risks N Threats Matter.

Spring is here and summer will be arriving soon. No doubt you’re about to complete the plans for projects all around your homestead. You may be considering hiring a contractor or other professional to help you complete the various steps involved to complete those projects, big and small. So what does this have to do […]

Oct-26-2014

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Learn About How to Avoid The Employer’s Achilles Heel

Posted by Tom Bone wrote in Employment Practices , Risks N Threats Matter.

Supervisors are an employer’s first line of defense against employment related claims and lawsuits. A well-trained supervisor can lower an employer’s risk of being involved in litigation and set the stage for the successful defense of claims that do arise. In addition, a well-trained supervisor is critical to creating and promoting a happy, productive work […]

Oct-17-2014

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Driving Dangerously?

Posted by Tom Bone wrote in HR , Risks N Threats Matter.

With the changing season, it is a good time to think about how we, and others who are behind the wheel for us, drive under differ weather conditions. In a recent newsletter, Risk Manager Charles Wilson, shares some facts about driving and reminds us how damaging Driving Dangerously can be. Charles briefs us about employer […]

Apr-09-2014

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Tom’s Tuesday Tips – NSC Releases Latest Injury & Fatality Statistics & Trends

Posted by Tom Bone wrote in HR , Risks N Threats Matter.

The National Safety Council (NSC)recently released their 2014 edition of Injury Facts, a resource that details safety statistics and trends. According to this article, here are some surprising statistics for 2014. Their information addresses poisonings, cell phone use, texting, teen driving, and other areas. The information NSC provides is a sought after resource for employers, […]

Mar-27-2014

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Spring Has Arrived – You Plan New Projects At Your Home? Read This Before You Hire Help

Posted by Tom Bone wrote in Risks N Threats Matter , Workers' Comp.

Now that Spring has arrived, you may be thinking about hiring a “contractor” or a person to create some new structure or remodel a portion of your home. I wish to share again my article of last year to update you on what you need to do to protect yourself. Many times it is easy […]

Mar-25-2014

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Tuesday’s Tip from Tom

Posted by Tom Bone wrote in Risks N Threats Matter.

Many of us receive newsletters from various sources and there are a few which stand out from others that are informative and provide practical useful advice. One such newsletter that I have found that any employer or manager can use is the one from RiskSmartSolutions. I read it and I find it to be a […]

Feb-23-2013

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How Do You Feel About Taking Risks, Making Change & Possibly Experiencing Disappointment or The Feeling of Failure?

Posted by Tom Bone wrote in Risks N Threats Matter.

I received this quote from consultant Steve Kloyda, and it reminded me of some of the experiences that I have had when advising employers on ways to manage the risks and threats they face. Many show reluctance to embrace changes in the way they conduct some portion of their operations that historically has improved outcomes […]

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