What are the 2012 insurance cost trends facing employers & how do employers take advantage of them?

There are early indications that insurance costs are increasing. If this is true, how much can employers expect to pay for their:

·         Employee health insurance plans

·         Workers’ comp insurance

·         Liability, Auto & other insurance programs

What strategies should insurance agents offer employers to help keep costs low?

Most importantly, prior to 2012, have employers’ insurance agents been doing everything possible to help employers keep costs down? If not, perhaps it is time to consider a different advisor, or a new risk coach, to take a fresh approach to driving down costs and to make insurance management easier.

Let’s review some examples of how an employer can better manage their costs through some practical strategies.  To do this, tune in to “Insurance Matters” Tuesday February 7^th, 8 a.m. Pacific Time, on Sacramento’s Money 105.5 FM or Online at www.smallbiztalkradio.com  

To listen to this broadcast at a time that may better fit your schedule, go to www.tomboneinsurancematters.com for the podcast.  You will also find other valuable information here to help you manage the risks & threats employers face every day, as well as, podcasts from prior shows.