Several years ago, I was introduced to a very knowledgeable and competent safety professional by the name of Dave Smith.** Dave had recently left an insurance company to start his own safety consultant practice.  He wished to help insurance brokers and employers maintain safety compliance. His knowledge and experience can assist employers to manage their costs.

Dave developed an “Injury Cost Calculation” sheet he used to educate others about what expenses made up the total costs an employer would incur from a work related injury or illness.

I would be happy to share this worksheet with you to help you and others learn what makes up the financial impact a workers’ comp claim may cause an organization.  There is a great misunderstand as to what makes up these costs and the amounts of each will differ from one employer to another. 

Take advantage of this valuable resource.

  • Use this list to help you determine what your costs can be
  • Circulate this information with others decision makers within your organization so that all have an understanding of the potential financial impact
  • Work with your workers’ comp advisor, your HR professionals and others to prevent claims from occurring
  • You will save  a large amount of money by avoiding these events

I look forward helping employers to lower their costs and to make their jobs easier through an effective and efficient workers’ comp process. Contact me

with your questions and comments at 916-265-3837 or email me at tbone@isugroup.com.

Listen – Learn – Call Into “Insurance Matters” every Tuesday 8 a.m. on Sacramento’s Money 105.5 FM, phone 866-576-1055; plus the first Saturday of the month at 9:30 a.m. on 1380 AM KTKZ, phone 888-923-1380 – Online at Small Biz Talk Radio

**Dave Smith continues his practice in Lafayette, California and can be reached at

925.988.8912, www.davesmithco.com

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Tom Bone
Risk Insurance Advisor
ISU Insurance Services
2266 Lava Ridge Court
Roseville, California 95661
Phone 916.960.8758 or 800.823.4852 ext. 8758
Fax 916.773.4484
Mobile 925.285.6790
Email tbone@risksnthreatsmatter.com
License #0306692