Before you hold your event, take a different prospective —Walk through your home where your guests will enter, congregate and exit – Think about how you can be an alert host or hostess; step back and take a bigger view of your home inside & outside. Begin with the front entrance of your home and then go from there.
Walkway/driveways – debris & water free? No hoses? (Roll up hoses & drain them)
Apply moss-retardant on decks, patios and walkways to prevent slick surfaces
Gutters cleaned so they will not over flow?
Holiday décor & lights – no bare wires & clear from walking areas? How old is the wiring? Décor attached to the house so not be affected by the wind?
Door entry matts to wipe your shoes
Pipes & faucets insulated and not dripping?
Outside well lit and is the address easily readable from the street?
Security – Close doors to areas where your guests are not to enter. Put away your personal valuables: i.e. credit & debit cards, wallets, etc. (don’t tempt others)
Entry ways into your home: Are they well lit? A floors non slick? Are loose rugs affixed to the floor?
Holiday décor – secure & out of walking areas?
Xmas trees – is your tree dry? Lights & wiring on the tree in good condition? –
No Smoking in the house
Pets – corral them in a specific area: excitement causes problems; children are never to be left alone with dogs and some other pets; loose animals cause a trip & fall hazard to all people; exotic pets should be in a separate area that is not readily accessible
Fire places – clean chimney? Fireplace screens in place? Do not leave unoccupied
Kitchen – hot ovens, ranges, and open flames are potential opportunities for injuries; frying turkey also additional hazards and special handling and spacing
Helpers for your events: are they your employees? Or, are they employees of others? Do you have certificates of insurance from the company you hired before the event?
Alcoholic beverages – host/hostess needs to be alert (maybe you should not drink?) greet each guest (get a sense of how they are); watch out for over indulgence? (How would you feel if a friend/family member got hurt or hurt others because of your party?)
Food preparation – keep dairy & other food refrigerated to prevent spoilage (let’s not get any one sick)
Swimming Pool fencing– too many tragedies occur in or around swimming pools; they should always be adequately fenced
For further assistance contact me at firstname.lastname@example.org or call 916-265-3837. This list was created by Michael Carroll, VP of Claims Safeco & myself to share with others so that they may enjoy holiday and other events at their homes with family and friends by avoiding preventable unpleasant occurrences.
Listen to “Insurance Matters” Tuesdays 8 a.m. Pacific Time on Sacramento’s Money 105.5 FM and first Saturday of the month on Sacramento’s 1380 AM KTKZ – Online on www.smallbiztalkradio.com